5 Useful Tips to Help You Repair Your Credit Following a Bankruptcy

You may have heard that after filing for bankruptcy, you will never get credit again. Bankruptcy does damage your credit score in the beginning and stay on your credit report for at least 10 years, but you are not limited to a cash-only existence for the foreseeable future. The truth is that many people go on to successfully qualify for credit cards, mortgages, and loans after discharge. By demonstrating financial Read More

Charged with a Drug Crime in Utah? Here’s What to Expect

In Utah, all drug offenses are serious and treated as such. What you can expect after an arrest will depend on the type and quantity of the drug involved, as well as the alleged crime, which can range from a simple possession charge to the sale, distribution, and trafficking of illegal drugs. You may also face misdemeanor or felony charges, both of which impact your freedom and future Read More

4 Situations in Which a Modification of a Divorce-Related Court Order May Be Necessary

When your divorce is finalized, the court issues a legally binding decree that can only be modified under certain circumstances. Obtaining an amendment is not easy, but life can and does change after a divorce, and Utah law allows you to modify portions of the decree to ensure ongoing compliance with its terms. It is important, however, to remember that the party seeking the change must prove that a  “substantial Read More

Understanding the 4 Main Types of Child Custody in Utah

Child custody is one of the most important issues that needs to be addressed and resolved in a Utah divorce. Will the kids spend more time with you or your former spouse? Which parent (if not both) will have the authority to make legal and medical decisions for them? The answers will help you (or a judge) determine what type of custody arrangement is in the children’s best interests. In Utah, there are four Read More

A Step-by-Step Guide to the Utah Adoption Process

Divorce and remarriage has created close and loving blended families all over the country. It has also resulted in more and more stepparents wanting to adopt their spouse’s children, strengthening the bond and making the family feel more complete. There are also practical reasons for such a move: adoption allows the stepparent to make important legal and medical decisions for the child, and the child can receive Read More

Abuse It and Lose It: 5 Ways You Can Lose Your Driver’s License in Utah

For many of us, having a driver’s license is essential for getting to work, shopping for necessities, and travel in general. A suspension interferes with your freedom to get where you need to go, when you need to be there. In Utah, certain offenses will cause you to lose your license and spend a lot of time and money trying to get it back. Without legal assistance, you may not be able to get it back at all before Read More

Utah Bankruptcy: Understanding Adversary Proceeding

Although adversary proceedings are a potential part of any bankruptcy case, they are entirely separate processes. Simply put, an adversary proceeding is a lawsuit that arises when a complaint is filed during your bankruptcy case. Such an action can be initiated by the debtor, the trustee, and / or one of the creditors. Debtor Filings When a debtor files, it is usually because they believe that a creditor took Read More

5 Key Criteria for Determining Gross Monthly Income for Child Support

Parents have a joint responsibility to provide financially for their children, regardless of whether they are together, separated, or divorced. When a marriage ends, the court will order child support to provide for the children’s needs and protect them from any major change in lifestyle due to the divorce. When determining how much child support a parent will have to pay, Utah courts take a number of factors into Read More

Loan Modification Risks: Understanding Utah’s “Statute of Frauds”

Loan modifications are changes made to an existing loan’s terms beyond the specifications of the original agreement. With mortgages, loan modifications are often used to help homeowners catch up on their obligations and avoid foreclosure. Examples include: Reducing the interest rate Reduce the amount of the principal Extend the terms of the loan Apply a cap to monthly payments Homesaver Read More

Fighting Foreclosure: 5 Possible Approaches to Help Prevent the Loss of Your Home

When you first bought your home, the thought of losing it to foreclosure was likely the last thing on your mind. With the exception of those who intentionally commit mortgage fraud, homeowners facing the imminent loss of their home have been brought to that point by extenuating circumstances such as: Job loss Sudden illness of disability Divorce High debt obligations Fortunately, there are several Read More