Stop Bill Collectors

Utah Bankruptcy Attorneys in Salt Lake City, Ogden & Utah County

Bankruptcy Options to Eliminate Debts

Creditors all over the country are employing bill collectors who are often relentless in their approach towards those who have fallen behind on their bills. Receiving these repeated letters and phone calls can add significant stress to your life, especially when you’re already dealing with hard financial times.

If you are deep in debt and no longer able to afford all your payments, it may be time to consider exercising your rights available to you through bankruptcy. Filing for bankruptcy will initiate an automatic stay which will prohibit creditors from taking nearly any action against you. With only limited exceptions, the automatic stay will temporarily prohibit creditor actions including bill collection contacts, lawsuits or judgments, wage garnishments, or foreclosures. This break will allow you the time to either set up a new payment plan through Chapter 13 bankruptcy, or to be relieved of debts through Chapter 7 bankruptcy.

Unfair Bill Collecting Practices

Many creditors have resorted to using unfair collection practices including threatening letters, harassing phone calls, or charging unreasonable collection fees or penalties. Other creditors may even try to violate the automatic stay rights of a person filing for bankruptcy. The Fair Debt Collection Practices Act (FDCPA) prohibits this abusive behavior. You can put a stop to these unscrupulous tactics and may be able to seek damages yourself.

If you are the target of abusive collection practices, or think that you might be, contact one of our experienced attorneys at Arnold Wadsworth & Coggins to ensure your rights are protected.

Contact a Local Attorney Advocate

The attorneys at the law firm of Arnold Wadsworth & Coggins have significant experience working with clients who are enduring financial hardship. We work hard to find solutions for you to ease the burden of significant debts. At Arnold Wadsworth & Coggins Attorneys, you will find a supportive advocate, and consultations are always confidential.

To discuss options available to you and to ensure that your rights are protected, call us today at (801) 475-0123 for your free initial consultation.

Find out more about bankruptcy. View the other pages in this section to get a better understanding about the process.

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Family Law & Divorce

When it comes to family law and divorce matters, our lawyers take into account how difficult your situation may be right now. As Utah divorce attorneys, we fight aggressively for your rights in litigation, but we will always treat you with compassion and sensitivity — in the same way we would treat our own family members. In fact, the support we provide to our clients is so heartfelt that most remain in contact with us for years after their case has been favorably resolved.

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If you are seeking legal help on divorce, divorce modification, child support, or child custody, don’t delay in contacting us. The sooner you call us, the sooner you can get things resolved for you and your kids. In some cases, you may only have a limited amount of time to act before it’s too late to defend yourself or get the resolution you want. We know how painful things are right now, and we want to resolve your issues as quickly as possible so you can rebuild your life and the precious bonds you have with your family.

Meet Our Experts

Qualified Attorneys

Sterling Arnold

Attorney

Brian E. Arnold

Partner & Attorney

Matt Wadsworth

Partner & Attorney

Deven J. Coggins

Partner & Attorney

Lauren Schultz

Associate

Cobie Spevak

Attorney

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