When a lender forecloses on a mortgage and sells the property, it sometimes happens that the sale price does not cover the entire mortgaged amount. For example, you owe the bank $250,000 but the home only sells for $200,000 at auction. The $50,000 difference is called a deficiency. Utah is a state that allows lenders
Loan modifications are changes made to an existing loan’s terms beyond the specifications of the original agreement. With mortgages, loan modifications are often used to help homeowners catch up on their obligations and avoid foreclosure. Examples include: Reducing the interest rate Reduce the amount of the principal Extend the terms of the loan Apply a
The Real Estate Settlement and Procedures Act, or RESPA for short, is a federal law designed to protect aspiring homeowners and enable them to make better, more informed purchasing decisions. It impacts anyone who is buying a home or working in a field involving residential property transactions, such as: Mortgage brokers and lenders Real estate
The 10th Circuit Court of Appeals struck a blow against the gradual erosion by United States District Courts regarding Truth in Lending Act (“TILA”) rescission. The Opinion acknowledges many of the out right ridiculous and illogical decisions made by many U.S. courts that have been nothing more than pocket vetoes of the rescission process by activist judges
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When it comes to family law and divorce matters, our lawyers take into account how difficult your situation may be right now. As Utah divorce attorneys, we fight aggressively for your rights in litigation, but we will always treat you with compassion and sensitivity — in the same way we would treat our own family members. In fact, the support we provide to our clients is so heartfelt that most remain in contact with us for years after their case has been favorably resolved.
The American Institute of Family Law Attorneys™ has selected us for two years in a row as one of the best lawyers in the country based on Client Satisfaction. This award is based on our commitment to fulfilling the needs of our clients and helping them get through one of the most stressful situations of their life. As we’ve grown, we’ve developed offices throughout the Salt Lake region in Salt Lake City, Ogden, and Lehi to show our commitment to servicing the families of north-central Utah and beyond.
If you are seeking legal help on divorce, divorce modification, child support, or child custody, don’t delay in contacting us. The sooner you call us, the sooner you can get things resolved for you and your kids. In some cases, you may only have a limited amount of time to act before it’s too late to defend yourself or get the resolution you want. We know how painful things are right now, and we want to resolve your issues as quickly as possible so you can rebuild your life and the precious bonds you have with your family.
Brian Arnold was recently featured on Big Talk 860 AM Radio answering Family Law Questions and is an Editor on the Utah Journal…
Matt Wadsworth earned his Bachelor’s from the University of Utah in Economics where he graduated in the top ten percent of…
Deven is a Utah native and prior to becoming an aggressive, knowledgeable and experienced attorney, he excelled…
Prior to joining Arnold, Wadsworth & Coggins Attorneys, Lauren earned her Political Science degree from the University of Utah…
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