A Brief Introduction to Utah Deficiency Actions

When a lender forecloses on a mortgage and sells the property, it sometimes happens that the sale price does not cover the entire mortgaged amount. For example, you owe the bank $250,000 but the home only sells for $200,000 at auction. The $50,000 difference is called a deficiency. Utah is a state that allows lenders to launch a deficiency action against you for the outstanding amount, although they must do so Read More

What You Need to Know About the Utah Driver’s License Appeal Process Following a DUI Arrest

Millions of Americans rely on their driver’s license to legally drive to and from work, school, the grocery store, and other destinations. Losing it after a DUI arrest can be inconvenient at best, and life-changing at the worst. The DUI Arrest When you are stopped for a DUI in Utah, you will be facing both criminal charges and a driver’s license suspension. The police officer will confiscate your license and Read More

6 Illegal Bill Collection Tactics to Watch For

The phone is ringing again, but you don’t pick up because you’re pretty sure who it is: that collection agency that’s been chasing you for overdue credit card or loan payments. You offered to do a payment arrangement, but they wanted their money NOW and used abusive language when you demurred. Is there anything you can do to stop the harassment? Actually, yes. The Fair Debt Collection Practices Act (FDCPA) is a Read More

Understanding Utah’s Spousal Support Obligations

Spousal support, also known as alimony, consists of court-directed payments from one spouse to another after all marital property has been distributed to both spouses. During cooperative divorces, both parties may come to their own agreement regarding who pays how much. With litigated divorces, the court considers factors such as the requesting spouse’s need for support and the financial ability of the other spouse Read More

5 Useful Tips to Help You Repair Your Credit Following a Bankruptcy

You may have heard that after filing for bankruptcy, you will never get credit again. Bankruptcy does damage your credit score in the beginning and stay on your credit report for at least 10 years, but you are not limited to a cash-only existence for the foreseeable future. The truth is that many people go on to successfully qualify for credit cards, mortgages, and loans after discharge. By demonstrating financial Read More

Charged with a Drug Crime in Utah? Here’s What to Expect

In Utah, all drug offenses are serious and treated as such. What you can expect after an arrest will depend on the type and quantity of the drug involved, as well as the alleged crime, which can range from a simple possession charge to the sale, distribution, and trafficking of illegal drugs. You may also face misdemeanor or felony charges, both of which impact your freedom and future Read More

4 Situations in Which a Modification of a Divorce-Related Court Order May Be Necessary

When your divorce is finalized, the court issues a legally binding decree that can only be modified under certain circumstances. Obtaining an amendment is not easy, but life can and does change after a divorce, and Utah law allows you to modify portions of the decree to ensure ongoing compliance with its terms. It is important, however, to remember that the party seeking the change must prove that a  “substantial Read More

Understanding the 4 Main Types of Child Custody in Utah

Child custody is one of the most important issues that needs to be addressed and resolved in a Utah divorce. Will the kids spend more time with you or your former spouse? Which parent (if not both) will have the authority to make legal and medical decisions for them? The answers will help you (or a judge) determine what type of custody arrangement is in the children’s best interests. In Utah, there are four Read More

A Step-by-Step Guide to the Utah Adoption Process

Divorce and remarriage has created close and loving blended families all over the country. It has also resulted in more and more stepparents wanting to adopt their spouse’s children, strengthening the bond and making the family feel more complete. There are also practical reasons for such a move: adoption allows the stepparent to make important legal and medical decisions for the child, and the child can receive Read More

Abuse It and Lose It: 5 Ways You Can Lose Your Driver’s License in Utah

For many of us, having a driver’s license is essential for getting to work, shopping for necessities, and travel in general. A suspension interferes with your freedom to get where you need to go, when you need to be there. In Utah, certain offenses will cause you to lose your license and spend a lot of time and money trying to get it back. Without legal assistance, you may not be able to get it back at all before Read More