I get asked this question a lot. The answer is no, but we are entering the period of the year when bankruptcy filings cyclically slow down. This is because of the tax season. The best time of the year to file bankruptcy is right after you get your tax refund and then through June or so. After that, the bankruptcy trustee will start taking your next year’s tax refund, if you get one.
A great place to check how many filings are going on is: abiworld.org/Content/NavigationMenu/NewsRoom/BankruptcyStatistics/Bankruptcy_Filings_1.htm
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