When going through bankruptcy, most people prefer chapter 7 because it is better able to wipe out debts completely, rather than just restructure them so they can still be repaid. In order to qualify for a chapter 7 bankruptcy, however, you must pass ‘the means test’ which looks at your income level. This test is
In December 2012, the Utah Supreme Court overruled a wage exemption used by bankruptcy attorneys for decades. For years and years those that were due bonus money or wages that previously were not paid before filing of the bankruptcy could claim a 75% exemption. For example, if the debtor was owed a bonus or merely
When preparing for your bankruptcy filing, you may have some nonexempt property that will be subject to liquidation by the bankruptcy trustee. What is the distinction between exempt and nonexempt property? Click here: http://arnoldwadsworth.com/bankruptcy/exemptions/ You may use the benefit of the exemptions even if you are using nonexempt property to obtain the exempt property. For example, if you
What is the 341 Creditors’ Meeting? Under the bankruptcy code, the debtor is required to appear to attest to the veracity of the paperwork filed with the court system. The meeting is referred to as the “341 creditor meeting” because Section 341 of the Code is the provision in the Code requiring the meeting. At
When getting ready for your bankruptcy, regardless of whether you are filing a Chapter 7 or Chapter 13, the key is to gather the proper documentation. This could mean credit card statements, mortgage statements, student loan statements or auto loan statements. You may be thinking of settling certain debts instead of filing bankruptcy. This is
When viewing your debt obligations contained in a divorce decree, you may be able to discharge your liability to your creditors, because they will never know that your obligations were contained in a divorce decree, but your liability to your ex-spouse will never go way. If you and your soon-to-be ex have a great deal
If you have obtained a loan modification, you may have heard that banks routinely do not honor them despite finalizing them with you. This is very common. You can lock-in the payment on your loan modification through a Chapter 13 bankruptcy. Once the court approves the payment to the lender through the bankruptcy plan, the
Get Relief From Creditors Now Stop Harassing Telephone Calls. Stop Collection Letters. Stop Lawsuits, Wage Garnishments. Stop Bank Attachments. Stop Evictions, Foreclosures and Repossessions. Save Your House and Business. Get Rid of all Dischargeable Debt, such as Credit Card Debt, Medical Bills and Personal Loans. Get Rid of all Dischargeable IRS and State Taxes. Not
2004 Examination in Bankruptcy A 2004 exam is like a mini deposition in a general civil litigation case except there are some bizarre rules. Often, creditors try to use a 2004 exam as a collateral route to get information in a different civil case going on somewhere else. There are particular rules that govern this
You can stop garnishments and foreclosures immediately by filing for bankruptcy. To see if you qualify, call our office in Ogden or Salt Lake City to have an immediate no obligation consultation with one of our bankruptcy attorneys. Call us Today! Ogden, UT: 801-475-0123 Salt Lake City, UT: 801-503-0015
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When it comes to family law and divorce matters, our lawyers take into account how difficult your situation may be right now. As Utah divorce attorneys, we fight aggressively for your rights in litigation, but we will always treat you with compassion and sensitivity — in the same way we would treat our own family members. In fact, the support we provide to our clients is so heartfelt that most remain in contact with us for years after their case has been favorably resolved.
The American Institute of Family Law Attorneys™ has selected us for two years in a row as one of the best lawyers in the country based on Client Satisfaction. This award is based on our commitment to fulfilling the needs of our clients and helping them get through one of the most stressful situations of their life. As we’ve grown, we’ve developed offices throughout the Salt Lake region in Salt Lake City, Ogden, and Lehi to show our commitment to servicing the families of north-central Utah and beyond.
If you are seeking legal help on divorce, divorce modification, child support, or child custody, don’t delay in contacting us. The sooner you call us, the sooner you can get things resolved for you and your kids. In some cases, you may only have a limited amount of time to act before it’s too late to defend yourself or get the resolution you want. We know how painful things are right now, and we want to resolve your issues as quickly as possible so you can rebuild your life and the precious bonds you have with your family.
Brian Arnold was recently featured on Big Talk 860 AM Radio answering Family Law Questions and is an Editor on the Utah Journal…
Matt Wadsworth earned his Bachelor’s from the University of Utah in Economics where he graduated in the top ten percent of…
Deven is a Utah native and prior to becoming an aggressive, knowledgeable and experienced attorney, he excelled…
Prior to joining Arnold, Wadsworth & Coggins Attorneys, Lauren earned her Political Science degree from the University of Utah…
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