Ogden Utah Stop Wage Garnishments Attorney | BK Protection Salt Lake City
Many people in today’s world are working hard to pay for the needs of their families and often find themselves facing daunting, crippling debt. Creditors are aggressive in pursuit of their payments and some of their tactics compound the stress on these struggling individuals. One common practice of these creditors is the use of wage garnishments.
Creditors can use the courts to enforce wage garnishments against debtors. These garnishments result in deductions directly from the paychecks of debtors and can be very inconvenient for both parties. Garnishments are set up by a court and, in theory, are not to be so excessive as to prevent a debtor from being able to pay for basic living necessities. However, unexpected deductions from your paychecks can cause an already difficult financial struggle to get even worse.
A Knowledgeable Attorney Can Help
In some cases when garnishments are improper, are coming from exempt property, or are preventing you from being able to afford your basic needs, you can appeal to a court for a remedy. If your wages are being garnished and you wish to have them reviewed, contact a local attorney at Arnold & Wadsworth for a free initial consultation.
Bankruptcy options may also be worth considering for some individuals who are unable to meet their financial obligations. Filing for Chapter 7 or Chapter 13 consumer bankruptcy will initiate an automatic stay which will prevent creditors from garnishing your wages for the period of the stay. Completion of the bankruptcy process will also eliminate most debts including wage garnishments. However, there are certain qualifications required and some consequences that result from bankruptcy. You should earnestly seek expert advice before making such a lasting decision for you or your family.
Arnold & Wadsworth Has the Knowledge and Experience
If you need assistance handling your wage garnishments, need help to stop your garnishment, we can help through filing for bankruptcy protection on your behalf. Please call to set up your free initial consultation at (801) 475-0123.